Changing your name is a big decision. Whether you’re getting married, divorced, or simply want to adopt a new identity, the process can feel overwhelming. But don’t worry – it’s not as complicated as it seems. In this guide, I’ll walk you through everything you need to know to change your official name, from understanding why you might want to change your name, to the paperwork you’ll need and how to inform others about the change.
Why Change Your Name?
Before diving into the how-to, let’s first take a moment to think about why you might want to change your name. There are many reasons why people change their names, and each one is personal:
- Marriage – Many people decide to change their surname after getting married. This can mean adopting your spouse’s surname, hyphenating your names, or even combining both surnames.
- Divorce – After a divorce, you may want to revert to your maiden name or adopt a new name altogether. In some cases, it can help with moving on from the past.
- Personal Preference – You might simply want a fresh start with a name that feels more aligned with your identity, or you may want to recognise the surname of your adoptive parents.
- Adoption – If you’ve been adopted, you may choose to take your adoptive parents’ surname.
How to Change Your Official Name: A Step-by-Step Guide
No matter the reason, changing your name is completely your choice, and it’s important that you understand the process before you make the change official.
Step 1: Understanding the Process
In the UK, changing your name doesn’t happen automatically, and there is no central registry to inform all agencies at once. You’ll need to update your name with various organisations individually, such as government departments, financial institutions, and others. The process will be slightly different depending on how you’re changing your name.
Marriage
If you’re changing your name after marriage, you do not need to use a deed poll. You can simply take your spouse’s surname, double-barrel your names, or use a combination of both surnames. You’ll need to provide proof of your marriage (i.e., a marriage certificate) when updating records with official bodies.
Divorce
If you’re divorced and wish to revert to your maiden name, you’ll need your divorce decree absolute. You can then change your name by deed poll if you wish to take on a completely new name.
Deed Poll
A deed poll is a legal document that allows you to change your name. This is the most common way to change your name in the UK if you’re not getting married or divorced. You’ll need to decide whether you want an “unenrolled” or “enrolled” deed poll.
Step 2: The Different Ways to Change Your Name
By Deed Poll
There are two types of deed poll that you can use: unenrolled deed poll and enrolled deed poll.
- Unenrolled Deed Poll: This is the simpler and cheaper option. It’s a document that you sign in front of two independent witnesses. Once signed, the deed poll becomes your legal evidence for your new name. It’s quick, straightforward, and can be used to update most records. However, some institutions (like banks) might not accept it, so always check before you proceed.
- Enrolled Deed Poll: This is the more formal process, where you apply to the Royal Courts of Justice to have your name change formally entered into public records. This option costs around £48.32 and is more official, so most institutions will accept it. However, the process takes longer than the unenrolled deed poll. This is a good option if you want extra reassurance that your name change will be officially recognised.
If you choose to change your name through a deed poll, the steps are straightforward:
- Complete the deed poll form.
- Get your signature witnessed by two people over 18.
- Apply for an enrolled deed poll, if you want to be added to public records.
Changing Your Name Due to Marriage or Civil Partnership
If you’re changing your name due to marriage, you don’t need a deed poll. You can simply show your marriage certificate to organisations when you update your details. This is the easiest route if you’re changing your name after a wedding. Some official bodies may charge a small fee for updating your records, so make sure you ask about any costs beforehand.
Step 3: Documents You’ll Need
Changing your name legally requires paperwork. Here’s a breakdown of what you’ll need depending on the route you take:
For an Enrolled Deed Poll
- Proof of Identity: You’ll need to show that you’re a British citizen. You can provide a valid passport, birth certificate, or certificate of naturalisation.
- Adoption Papers (if applicable): If you’re adopted, include your adoption certificate.
- Deed Poll Form: This must be signed by you and witnessed by two independent adults.
- Statutory Declaration: You’ll need a declaration from someone who has known you for at least 10 years.
- London Gazette Notice: A notice is placed in the Gazette to make your name change official.
For Marriage Name Change
- Marriage Certificate: The original or a certified copy of your marriage certificate will be required to prove your name change. Many agencies may request this document to update your name.
Step 4: Updating Your Name with Various Agencies
Once you’ve legally changed your name, you’ll need to inform the relevant agencies. Here’s a checklist of organisations you’ll need to update:
- Passport Office: Update your passport with your new name.
- DVLA: Change your driving licence details and vehicle registration.
- HMRC: Inform HMRC of your name change for tax and national insurance purposes.
- Department for Work and Pensions (DWP): Notify them if you receive any state benefits or pensions.
- Local Authority: Inform your council for council tax and electoral register updates.
- Banks and Building Societies: Change your name on your bank account, credit cards, and loans.
- Employer: Notify your employer so they can update your records.
- Mortgage Provider: Let your mortgage provider know so they can update your documents.
- Utility Providers: Change your name on your gas, water, and electricity bills.
- Insurance Companies: Update your name with your home, car, travel, and health insurance providers.
In addition, you may need to update your name with:
- Healthcare Providers: GP, dentist, and other healthcare services.
- Online Accounts: Social media profiles, online shopping sites, and any memberships or subscriptions.
- Clubs or Societies: If you’re a member of any clubs or professional organisations, make sure they have your new name.
Step 5: Tips for a Smooth Name Change Process
- Be Prepared for Delays: Updating your name with official agencies can take time. Some might take 6-10 weeks to process the change, so it’s best to start as soon as possible.
- Order Multiple Certified Copies: If you’re changing your name after marriage, it’s wise to order several certified copies of your marriage certificate. This will save you time when updating your name with various agencies.
- Check Fees: Some agencies might charge a fee for updating records (e.g., passport office, DVLA). Be sure to check beforehand and budget for these costs.
- Keep Proof of the Change: Always keep copies of any official documents (e.g., deed poll, marriage certificate) in case you need them in the future.
Step 6: Common Mistakes to Avoid
- Not Checking Beforehand: Always check with organisations whether they accept your chosen method for name change (unenrolled deed poll vs enrolled deed poll).
- Overlooking Small Accounts: Don’t forget to update your name on smaller accounts like loyalty cards, magazine subscriptions, and store accounts. These can easily be overlooked.
- Not Keeping Documentation: Always keep your original documents (e.g., deed poll) safe, as you may need them for future reference.
Conclusion
Changing your name is a personal and significant step, whether it’s due to marriage, divorce, or simply a desire for a fresh start. By following the steps outlined in this guide, you can navigate the process with ease. Remember to check the specific requirements for each organisation and be patient, as some updates may take time. With careful planning and organisation, your name change will be completed smoothly, allowing you to move forward confidently with your new identity.
