Divorce is never easy. It can be one of the most difficult times in your life, both emotionally and financially. Many people worry about the cost of getting divorced and wonder if there is a cheaper way to do it. The good news is, in 2024, there are options available to help you get divorced without spending a fortune. If you want to know what the cheapest way to get divorced is, this article will guide you step by step, using simple language and advice tailored just for you.
Understanding Divorce Costs
Before we explore the cheapest ways to get divorced, it’s important to understand what costs you might face. Divorce costs can come from:
- Court fees (the fees you pay to apply for divorce)
- Solicitor fees (legal advice and representation)
- Mediation fees (help resolving disputes)
- Other costs such as financial agreements and paperwork.
The costs can add up quickly if you don’t plan carefully. But knowing your options and how the process works can help you save money.
Your Options for Getting Divorced
There are four main routes to divorce:
- Do-It-Yourself Divorce (DIY)
- Online Divorce Services
- Mediation
- Hiring a Solicitor
Let’s look at each one in detail so you can decide which might work best for you.
1. Do-It-Yourself Divorce (DIY) – The Cheapest Option
If you’re really looking to spend the least amount possible, a DIY divorce is usually the cheapest way. This means you do everything yourself — filling in the forms, sending them to the court, and managing any agreements with your spouse.
What you pay: You only need to pay the court fee, which is currently £612 in England and Wales.
How it works: You download the divorce forms online or get them from the court. You fill them out, send them in with the fee, and wait for the court to process it. If your divorce is uncontested (meaning your spouse agrees and you have no disagreements), the process is usually straightforward.
The downsides:
- You have to understand legal terms and the paperwork.
- If you don’t know the law, you may make mistakes that cause delays.
- You won’t have legal advice to help you know your rights or what you’re entitled to financially.
- You might miss important steps like financial consent orders, which protect your future financial interests.
- If disagreements arise, the DIY route becomes complicated and stressful.
Who should consider DIY?
DIY divorce works best if:
- You and your spouse agree on everything, including finances and child arrangements.
- You want to save money and are confident dealing with paperwork.
- Your divorce is simple and uncontested.
2. Online Divorce Services – Affordable and Easier Than DIY
If DIY sounds too complicated but you want to avoid high solicitor fees, online divorce services are a great middle ground. These services help you complete the divorce paperwork online and submit it to the court for you.
What you pay:
Online divorce providers usually charge a fixed fee, often around £199 plus the court fee (£612).
How it works:
You create an account on the website, fill out a detailed questionnaire, and their team completes and files your divorce application with the court. You don’t have to worry about making mistakes on the forms because professionals handle it.
The benefits:
- Much cheaper than hiring a solicitor.
- Less stressful because you get help with paperwork.
- Faster processing as applications are filed quickly (sometimes within 24 hours).
- Suitable for uncontested divorces where you and your spouse agree on key issues.
Limitations:
- Only for uncontested divorces.
- Does not provide legal advice or handle financial or child custody disputes.
Who should consider online divorce?
- You want an affordable, easy way to file your divorce.
- You and your spouse agree on finances and children.
- You prefer some help but don’t need full legal representation.
3. Mediation – Solving Disputes Without Court
If you and your spouse disagree on finances, property, or child arrangements, mediation can be a cheaper alternative to going to court with solicitors.
What is mediation?
A trained, neutral third party (mediator) helps both of you discuss your issues and come to an agreement.
What you pay:
Costs vary, but expect to pay between £100 and £300 per hour. Mediation often involves multiple sessions.
The benefits:
- Usually much cheaper than court battles.
- Helps reduce conflict and stress.
- Gives you more control over decisions than court orders.
- Can improve communication and cooperation.
Limitations:
- Still costs money.
- May take several sessions.
- Not always successful if you and your spouse can’t agree.
Who should consider mediation?
- You have disagreements but want to avoid court.
- You want to save money and keep control of decisions.
- You are willing to work together with your spouse to reach agreements.
4. Hiring a Solicitor – The Most Expensive Option
If your divorce is complicated — involving property disputes, child custody battles, or complex finances — hiring a solicitor might be necessary.
What you pay:
Solicitor fees vary widely, from £75 to £1,000 per hour. On average, couples spend around £11,300 each on solicitor fees.
The benefits:
- Professional legal advice and support.
- Better if your case is complex or contested.
- Solicitors handle all paperwork, negotiations, and court appearances for you.
The downsides:
- Most expensive option.
- Costs can increase quickly if disputes continue.
- The process can take longer and be more stressful.
Who should hire a solicitor?
- Your case involves disputes or complexities.
- You want expert advice and representation.
- You can afford the fees or want the best chance to protect your interests.
How to Save Money During Your Divorce
No matter which route you choose, here are some tips to keep your costs down:
- Agree with your spouse where possible: The less you disagree, the less you spend.
- Sort out finances early: If you can settle money matters without going to court, you’ll save a lot.
- Avoid court where possible: Court proceedings are the most expensive and stressful.
- Get early legal advice: Even a short consultation can help you understand your rights and avoid costly mistakes.
- Use fixed-fee services: Online divorce and some solicitors offer fixed fees so you know your costs upfront.
- Prepare your paperwork carefully: Make sure all forms are completed correctly to avoid delays.
What Happens After the Divorce?
Remember, a divorce only legally ends your marriage. It does not automatically end your financial ties with your ex-spouse. You need to sort out financial agreements separately, either through consent orders, mediation, or court if necessary.
Failing to resolve financial matters can cause problems later, so it’s important to:
- Get legal advice about your financial rights.
- Consider mediation or solicitor help to finalise financial settlements.
- Keep track of any agreements with your ex.
Final Thoughts – What’s the Cheapest Way for You?
- If you and your spouse agree on everything and are confident with paperwork, a DIY divorce is the cheapest way. Just remember, you take on the risk of mistakes and missing important legal protections.
- If DIY seems too difficult, an online divorce service offers a balance of low cost and professional help. It’s fast, affordable, and reduces stress.
- If you have disputes but want to avoid court costs, try mediation to work things out with your spouse at a lower cost.
- For complex or highly contested cases, hiring a solicitor may be your only choice, but be prepared for higher fees.
Remember…
Divorce is about more than just ending a marriage. It affects your finances, children, and future. While saving money is important, make sure you don’t rush or cut corners that might cause problems later.
Taking time to understand your options and get the right help can make a big difference—not only for your wallet but also for your peace of mind.
